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Alabama Professional Legal Services

Creditor Rights

Eastern Alabama Litigation Attorneys Defending the Rights of Lenders

The creditor rights litigation lawyers at the Anniston law firm of Adams, Turner & Miller, LLC represent banks, mortgage companies, and other creditors in their pursuit to collect the principal and interest that is owed to them. Collections can be a time consuming, but necessary aspect of any lending operation. To realize certain efficiencies, many bankers utilize the services of an experienced credit collection lawyer to pursue their claims. If you are a lender or creditor who is experiencing difficulty collecting on an obligation, or a debtor is hiding behind the protections offered by Alabama and federal law to avoid payment, contact the creditor rights attorneys of Adams, Turner & Miller, LLC immediately.

Creditor Rights in the State of Alabama

Your firm is owed money and you have the right to expect repayment. Because of past abuses in the credit collection industry, however, there are a great deal of protections in place that are afforded to delinquent debtors. The attorneys of Calhoun County’s Adams, Turner & Miller, LLC are knowledgeable and experienced about the laws governing credit collection in the state of Alabama. We work effectively within the law to collect on debts and to advise our clients of safe collection practices. Our services include:

  • Credit collection for banks, mortgagors, lenders, and credit companies
  • Lien placement
  • Motions to lift bankruptcy stay
  • Foreclosures
  • Settlement negotiations
  • Defense against claims of unscrupulous credit collection practices
  • Consultation on debt collection practices for businesses

The Alabama Fair Debt Collection Practices Act

Under Alabama law, creditors and their agents are prohibited from engaging in certain unscrupulous collections practices, such as calling late at night, telling the debtor’s neighbors about the delinquency in an attempt to embarrass them, threatening arrest, et cetera. The creditor rights lawyers of Adams, Turner, & Miller, LLC advise their clients on legal and effective debt collection practices. We also defend the agents of banks, lending institutions, and credit card companies who are named in lawsuits for alleged violations of the Alabama Fair Debt Collection Practices Act.

Credit Consultation Attorneys of Anniston, AL

Whether you represent a business that is trying to establish effective and legal debt collection practices, you’re attempting to recover collateral for a loan, or you’ve been named as the defendant in a predatory collection practice suit, the attorneys of Calhoun County’s Adams, Turner, & Miller, LLC can represent you. Contact our Anniston office at (256) 235-1901.